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Win a Premium Membership to Mvelopes (Frugal Friday)

Budgeting is the practice of telling your money where to go. Not the other way around. Win a membership to Mvelopes to help you do just that.

This giveaway is now closed. Congrats to the winners: bethinking@, pattipeanut@, steeleangiemcc@

As you might remember, our family paid off $18,000 in debt in 18 months. No, we didn’t come into a heap of cash. Neither did we sell off anything big to wipe away the debt. In fact, we moved cross country, had our sixth baby, and experienced several months of unemployment during that time period.

What we did do was budget.

And pray. A lot.

Hubs and I both read The Total Money Makeover by Dave Ramsey. And then we got intense about our spending and our NOT spending. One of the things that I can’t stress enough when you want to solve some money troubles is that you should have a budget.

I’ve written a bunch about the ins and outs of budgeting and paying off debt. Here and here. And on being self-employed and paying off debt, here.

Back in the dark ages of 2007 without iAnything, we used a simple red college lined notebook to track our budget allotments each month and paper envelopes to hold the cash. That worked well for us. I still have the notebook; it’s like a treasured heirloom now.

If paper and pencil’s not your style, then you might want to give Mvelopes a try. I haven’t tested the service myself, but it looks very promising if you prefer an online system.

Mvelopes is an award-winning online family budgeting system that helps you look to the future and manage your spending accordingly. With Mvelopes you can quickly and easily create an online budget, track all your spending, and always know exactly how much you have left to spend. Financial freedom doesn’t come from having a large income, instead it comes from managing the money that you earn. Whether you are doing money management for your personal or family budget, Mvelopes will help you achieve financial freedom.

Mvelopes is free to sign up, but there are upgrades and coaching provided to premium members.

This week three Life as MOM readers will each win a premium membership to Mvelopes ($120 value).

To Enter:

Simply complete the information on this form. Please know that the information is only being gathered for the purposes of mailing you your prize in the event that you are chosen as the winner. This information will not be sold, traded, or given away.

This promotion is open until Sunday, September 30, 2012, at 8 pm PST and is limited to US residents, 18 years or older. Friends and family of Jessica Fisher and Life as MOM are ineligible for entry. The winner will be chosen randomly. The prize for this promotion is provided by and shipped by Mvelopes and/or its representatives. This post will be updated with the beginning of the winner’s email address. Jessica Fisher and Life as MOM will not be held responsible for unclaimed or undelivered prizes.

Disclosure: I have been compensated for time spent writing and administering this giveaway. All opinions are my own. Please use discretion when sharing financial information with any entity, online or otherwise. I do not have personal experience with this program and cannot vouch for its success.

Got a Frugal Friday post to share?

So as not to confuse us all with too many forms this week, leave your link in the comments section. But, if you want to enter the giveaway, be sure to fill in the above form.

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Comments

  1. Thanks for the giveaway. I really enjoy this link up every week, and look forward to reading everyone’s ideas.

    My post this week is about inexpensive hobbies that you can fit in & brainstorming about finding time to fit them in:
    http://www.momscupofambition.com/2012/09/3typesofhobbies.html

  2. My tips this week are finding and scoring the best clearance rack finds http://snailpacetransformations.com/2012/09/15/shopping-saturdays-clearance-racks/

  3. I’ve been busy harvesting lately, and spent two afternoons this week freezing chard. Was it worth it? Absolutely!

    Here’s my link for that post: http://anniekateshomeschoolreviews.com/2012/09/a-mountain-of-chard-twice/

  4. We are going to use free Museum day this week – a frugal way to get some culture!

    http://www.weplayinpa.com/2012/09/smithsonian-free-museum-day.html

  5. My frugal tip is about how to save money on organic milk. Thanks for hosting!

    http://extraordinaryordinarylife.blogspot.com/2012/09/frugal-tip-how-to-save-on-organic-milk.html

  6. Read how my sister makes it work on one salary over at our blog:

    http://livinginthegreenblog.com/one-salary-one-car/

  7. I made my own beef stock this week. Read my review to see if this money saving recipe is really worth it!

    http://www.greenideareviews.com/2012/09/23/making-your-own-beef-stock-or-broth-is-it-worth-it-a-real-food-recipe-review/

  8. Thanks for hosting Frugal Friday. Did you know that you can save a bundle of money on healthy food by joining a CSA? Check out the details here: http://realfoodrealdeals.com/2012/09/28/csa-cost-breakdown-part-two/

  9. Great giveaway – thanks! I’m sharing my EASY way to stop buying canned pumpkin (and have some fun with your kids at the same time). http://behealthybehappywellness.com/2012/09/no-more-cans-4-easy-steps-to-making-your-own-pumpkin-puree/

  10. I’m sharing about using Google to fix my camera after getting an Error 99 message:

    http://alifeinbalance.net/google-camera-fix-saved-money/

    Have a great weekend!

  11. There are so many things that you get “free” that are very useful.

    http://thegreeningofwestford.blogspot.com/2012/09/6-oddball-things-i-always-save.html

  12. Thanks for hosting Frugal Friday! This week, I posted about homemade activity bags, all of them using supplies you probably have on hand or can get at the Dollar Tree.

    http://www.stayatbeachmom.com/homemade-activity-bags-and-a-sneak-peek/

  13. I love fall! And today I’m sharing more than 100 frugal fall activities you can do with your family! Happy Frugal Friday!

    http://healthyfamilycookin.blogspot.com/2012/09/frugal-friday-more-than-100-frugal-fall.html

  14. Cool giveaway! I’ve never heard of mvelopes before. Sounds like a product anyone could benefit from.

    My week’s submission is genealogy for ALL budgets! http://femmefrugality.blogspot.com/2012/09/family-history-for-all-price-ranges.html?showComment=1348866796328#c7707941032625761094

    Thanks for hosting!

  15. Great post. It seems like so many people just focus on making more money instead of cutting back. Having a budget is important and when you cut your expenses back, you don’t need as much for retirement, etc. because you can live on less.

  16. Thank you so much! I can’t wait to get it!! :) This is great! We are both trying really hard to pay things off and have 5 children. This will hopefully be a huge boost! :)

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