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  1. Stephanie says:

    Currently we have auto w/d through an online bank. That seems to work the best for us at this time! We just set up a Christmas fund there too!

  2. Mrs. (not) the Jet Set says:

    I love having an emergency fund! We are now to the point of having the 3-6 months worth of expenses emergency fund. It was such a blessing when our youngest was born with a tumor and we could just use our own money out of savings and not have to go into debt while dealing with a person crisis.

  3. We, too, have been blessed by Dave and his ministry. We just had to replace our a/c unit and were able to write a check out of our emergency fund (a money market acct) to pay for it instead of getting a loan!!!

  4. I was taught when I was younger to always save for a rainy day. So ever since I started working I put money away in the bank. I just wrote a check every month to a mutual fund and built up my savings from there. We also keep a cushion in our checking account for money we need immediately.

  5. I don't have much of an emergency fund, YET! I'm working on it…I'm single mom and work one full time job and two part time jobs. The income from one of my part time jobs is now going into the emergency fund.

  6. I found your blog from `Gluten-Free Homemaker.
    We are most definitely in debt and we are nearing retirement age.
    You have a great blog.

  7. baby steps: we bought a compost bin (made out of recycled material) and put all our non-meat and non-dairy food items in it…and that pesky dryer lint! We feel as if we're doing well by our environment, save water and money by not using the garbage disposal AND we will soon have our wonderful, home-made fertilizer!

  8. Hoosier Homemade says:

    We really need to save for emergencies. It's hard to make it a priority, but it needs to be done.
    I'm sorry I didn't comment yesterday, I usually always comment right after linking up, not sure what happened.
    Thanks for hosting!

  9. Budget Man says:

    Learning about making a budget and then living on one has got to be one of the best ways to financial freedom!


  10. Thank you for advocating for people to stay away from debt by planning for emergencies. Keep up the good work!

Thanks so much for participating in this conversation about "a mom's life."

This is a place where moms can be themselves. Remember that each mother's path looks a little different. Please keep your comments respectful and kind. Reasonable minds will disagree in a nice way.

So let's talk about it, using "our big girl words."

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