We’re Really Debt Free!

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Paying off your debts is hard, but it’s good. Get the monkey off your back. Money is complicated, isn’t it? It can provide for lots of good things, but it can also cause a lot of headaches and disappointments. When you make mistakes with money, they can haunt you for years. We know that first […]

Save Up to Buy New Things

Save Up to Buy New Things - Want something? Save up for it. It

Want something? Save up for it. It’s an old tradition that still has value. In our old credit-spending days, I was hesitant to spend my own money. I worried that something would happen, something urgent, and we’d need our money for that. But, for some reason, I had no qualms about spending someone else’s money. That’s […]

How to Pay Off Debts

How to Pay Off Debts - Ready to pay off those debts? Well, you might have to bulldog it.

Ready to pay off those debts? Well, you might have to bulldog it. photo source: Sabianmaggy, used by license We’ve been talking these last few weeks about getting our finances in better order. Some people naturally know how to do this. Others of us need to learn, sometimes the hard way. Ahem. We dug ourselves a big […]

How to Live Within Your Means

How to Live Within Your Means - Are you on a mission to steward your finances better? Want to make sure there

Are you on a mission to steward your finances better? Want to make sure there’s some room at the end of your rope each month? Consider these tips for living within your means. A few weeks ago I gave a mini lecture on the dangers of carrying debt. Yes, I know some people have what they […]

Create an Emergency Fund

Create an Emergency Fund: Setting aside an emergency fund is a great way to buy yourself peace of mind as well as funds to deal with that crazy thing you didn

Setting aside an emergency fund is a great way to buy yourself peace of mind as well as funds to deal with that crazy thing you didn’t plan for. Photo credit:Lending Memo About eight years ago, I was pregnant with our fifth child. My husband was self-employed. I made zero income. We’d made some good […]

How to Set a Budget

How to Set a Budget - Ready to get your finances in order? If you don

Ready to get your finances in order? If you don’t know how to create a budget. Today’s the day to learn how! You hear the word budget all the time: budget-friendly this, budget-friendly that. I think people often mean: “being frugal” when they say “budget”. But that’s not the same as having a budget. A […]

Live within Your Means (Otherwise Entitled, Stop Using Credit)

live within your means

A few weeks ago I offered up an exhortation for you to get out of debt. It’s something I’m pretty passionate about and something that is probably pretty weird to some people. Some folks make the conscious decision to use credit and carry debt and believe they have  good reasons to do so. But, I would […]

7 Steps to Better Finances

7 Steps to Better Finances | Life as MOM

Some food for thought…. I know that you will feel better about your life and your spending if you’ve got your finances under control. This post is part of a 7-part series to help you get your finances in order. Check out past posts here: Live Within Your Means, Otherwise Entitled Stop Using Credit How […]