Budget-Friendly Travel with Kids

Budget Friendly Travel with Kids - You can travel and not go broke. Really. Here

You can travel and not go broke. Really. Here’s how. Hitting the road needn’t be expensive, but it certainly can if you let it. In fact, I think there’s an assumption that you need to spend a lot of money to make it be fun. That’s really not true. Over the last five years since […]

How to Pay for Traveling with Kids

How to Pay for Travel with Kids: Want to take a trip with your kids? Consider these tricks for saving up and funding that vacation, debt-free.

Want to take a trip with your kids? Consider these tricks for saving up and funding that vacation, debt-free. Back in our credit-card toting, debt-defying days, we took a few vacations. We flew to Minnesota to visit family. We drove to New Mexico for a conference once. We spent a weekend in Saint Louis just […]

We’re Really Debt Free!

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Paying off your debts is hard, but it’s good. Get the monkey off your back. Money is complicated, isn’t it? It can provide for lots of good things, but it can also cause a lot of headaches and disappointments. When you make mistakes with money, they can haunt you for years. We know that first […]

Save Up to Buy New Things

Save Up to Buy New Things - Want something? Save up for it. It

Want something? Save up for it. It’s an old tradition that still has value. In our old credit-spending days, I was hesitant to spend my own money. I worried that something would happen, something urgent, and we’d need our money for that. But, for some reason, I had no qualms about spending someone else’s money. That’s […]

How to Pay Off Debts

How to Pay Off Debts - Ready to pay off those debts? Well, you might have to bulldog it.

Ready to pay off those debts? Well, you might have to bulldog it. photo source: Sabianmaggy, used by license We’ve been talking these last few weeks about getting our finances in better order. Some people naturally know how to do this. Others of us need to learn, sometimes the hard way. Ahem. We dug ourselves a big […]

How to Live Within Your Means

How to Live Within Your Means - Are you on a mission to steward your finances better? Want to make sure there

Are you on a mission to steward your finances better? Want to make sure there’s some room at the end of your rope each month? Consider these tips for living within your means. A few weeks ago I gave a mini lecture on the dangers of carrying debt. Yes, I know some people have what they […]

Create an Emergency Fund

Create an Emergency Fund: Setting aside an emergency fund is a great way to buy yourself peace of mind as well as funds to deal with that crazy thing you didn

Setting aside an emergency fund is a great way to buy yourself peace of mind as well as funds to deal with that crazy thing you didn’t plan for. Photo credit:Lending Memo About eight years ago, I was pregnant with our fifth child. My husband was self-employed. I made zero income. We’d made some good […]

How to Set a Budget

How to Set a Budget - Ready to get your finances in order? If you don

Ready to get your finances in order? If you don’t know how to create a budget. Today’s the day to learn how! You hear the word budget all the time: budget-friendly this, budget-friendly that. I think people often mean: “being frugal” when they say “budget”. But that’s not the same as having a budget. A […]