Live within Your Means (Otherwise Entitled, Stop Using Credit)

live within your means

A few weeks ago I offered up an exhortation for you to get out of debt. It’s something I’m pretty passionate about and something that is probably pretty weird to some people. Some folks make the conscious decision to use credit and carry debt and believe they have  good reasons to do so. But, I would […]

7 Steps to Better Finances

7 Steps to Better Finances | Life as MOM

Some food for thought…. I know that you will feel better about your life and your spending if you’ve got your finances under control. This post is part of a 7-part series to help you get your finances in order. Check out past posts here: Live Within Your Means, Otherwise Entitled Stop Using Credit How […]

Do the Math to Save Money

peets coffee

Pay attention to unit pricing in order to save money. You have to do the math to make cents. Today’s Frugal Friday tip is short and sweet. With a mini rant just for fun. If you’re not good at math, today is the day that you change your ways. Knowing basic math operations (addition, subtraction, […]

You Can Get Out of Debt

You Can Get Out of Debt

Photo credit: Daniel Oines by license As a college freshman, I was able to get a credit card in about five minutes. How ironic that ten years earlier, my mom, a college instructor with a Master’s Degree, couldn’t get one because she didn’t have a full-time job. What a switch that a bank was willing to […]

How to Use Up Those Gift Cards You’ve Been Stashing (Frugal Friday)

How to Use Up Those Gift Cards You

The other day a friend and I were chatting; she mentioned that they had a ton of gift cards that they’ve yet to use, some five or ten years old. I gave her the pep talk that she needed to use them on their upcoming trip cross-country. Vacation is a great time to save money […]

5 Small Ways to Save on Food Costs

5 Small Ways to Save on Food Costs

We’re trimming the sails this month. We got another hit from the Money Pit aka our rental property in Missouri. The previous tenants trashed the place and now we’re unloading thousands of dollars in repairs on a house we don’t want in a town where we don’t live. So, it’s beans and rice for this […]

5 Cheap & Easy Ways to Get Ready for Summer

5 Cheap and Easy Ways to Get Ready for a Great Summer - Planning a great summer doesn

Planning a great summer doesn’t take a lot of money. Consider these ideas for frugal summer fun. Summer is just around the bend. For us that means a lighter school load. We still do math and literature through the summer, but we go a little more relaxed about it. For other families, kids are home […]

Can California Be Budget-Friendly?

Can California Be Budget-Friendly? | Life as MOM

I grew up in Southern California. Except for the five years that we lived in Kansas (2003-2008), the Golden State has been my home. I love it. Despite its flaws, of which there are many, I know, I never want to leave again. Ever. Almost six years ago FishPapa and I decided to go for […]