You Can Get Out of Debt

You Can Get Out of Debt

Photo credit: Daniel Oines by license As a college freshman, I was able to get a credit card in about five minutes. How ironic that ten years earlier, my mom, a college instructor with a Master’s Degree, couldn’t get one because she didn’t have a full-time job. What a switch that a bank was willing to […]

How to Use Up Those Gift Cards You’ve Been Stashing (Frugal Friday)

How to Use Up Those Gift Cards You

The other day a friend and I were chatting; she mentioned that they had a ton of gift cards that they’ve yet to use, some five or ten years old. I gave her the pep talk that she needed to use them on their upcoming trip cross-country. Vacation is a great time to save money […]

5 Small Ways to Save on Food Costs

5 Small Ways to Save on Food Costs

We’re trimming the sails this month. We got another hit from the Money Pit aka our rental property in Missouri. The previous tenants trashed the place and now we’re unloading thousands of dollars in repairs on a house we don’t want in a town where we don’t live. So, it’s beans and rice for this […]

5 Cheap & Easy Ways to Get Ready for Summer

5 Cheap and Easy Ways to Get Ready for a Great Summer - Planning a great summer doesn

Planning a great summer doesn’t take a lot of money. Consider these ideas for frugal summer fun. Summer is just around the bend. For us that means a lighter school load. We still do math and literature through the summer, but we go a little more relaxed about it. For other families, kids are home […]

Can California Be Budget-Friendly?

Can California Be Budget-Friendly? | Life as MOM

I grew up in Southern California. Except for the five years that we lived in Kansas (2003-2008), the Golden State has been my home. I love it. Despite its flaws, of which there are many, I know, I never want to leave again. Ever. Almost six years ago FishPapa and I decided to go for […]

Frugal Friday: Is a Personal Shopping Service Right for You?

Is a personal shopper worth it? I know personal shopping can work. This instance worked for me. I know the shopping service can work for some people. It works for my friend.

I know personal shopping can work. One instance worked for me. I know a shopping service can work for some people. It works for my friend. But does it work for you? Yesterday after I got my hair cut, I stopped at a department store outlet to do a little shopping. Since I have two […]

9 Things I’ve Learned about Money

9 Things I

When I was a child, I used to think that having many possessions was a sign of wealth or affluence. In some ways, I guess it is. It’s costly to maintain, though.

I just spent a couple hours thinning my daughters’ wardrobes — for the second time in two months. While it’s lovely that FishChick5 has six pairs of pink pants, she really doesn’t need them all. Most of them are hand-me-downs and gifts, but still. SIX pairs? What are we — the Pink Ladies?!

We kept three and are donating the other three — along with a few other items. We thinned the herd, as my husband calls it. I suppose in many respects, it’s a good problem to have — as long as I don’t hoard those clothes instead of sharing them with someone else who could put them to good use.

5 Ways to Eat Healthier on a Budget (Frugal Friday)

5 Ways to Eat Healthier on a Budget - Looking to improve your family

Looking to improve your family’s diet, but not sure how to pull it off on a budget? Consider these 5 ways to eat better and save some coin. One of the dilemmas about food — and there are many these days — is that the healthier food is also the more expensive food. The ingredients […]