Paying Off Debt When You’re Self-Employed (Frugal Friday)

Being self-employed can have lots of benefits. You set your own hours. You determine when you go on vacation. You’re your own boss. But, with entrepreneurship come some financial challenges that are different than those experienced by people who work for an employer. One of them is an erratic paycheck. If you find yourself trying […]

Ask for a Discount (Frugal Friday)

This post was originally published in August of 2008. But, the value is still there. Due to his work as a contractor, FishPapa spends more time in Lowe’s and Home Depot than the average Joe. The plus side is that while he loves carpentry work, it’s not his main hobby. It’s his job. Therefore, big […]

Budget Pantry Staples (Frugal Friday)

I’m coming off the heels of a month-long pantry challenge. I learned a lot. And I’m glad it’s over. It was a great exercise in making do with what we had as well as a wonderful reminder to be thankful. My cup overflows, for sure. Build a Frugal Pantry Spending a month scrounging in my […]

Use Clearance Baking Items Creatively (Frugal Friday)

Yesterday’s Birthday Cake Round Up was a testimony to the creativity of moms and home bakers. Wow! What fun stuff! Go check out all the cakes and be inspired to make your own. Baking and decorating your families celebratory cakes can be a wonderful way to eat your cake and save money, too. Not only […]

Saving Money by Learning from Your Mistakes (Frugal Friday)

Often times in our endeavors to save money, we can get tunnel vision. We think about “saving money,” but sometimes forget the “cost” involved in achieving that goal. A local store has a really great deal on pepperoni. It will save you fifty cents per package over the store right around the corner. But, Store […]

What’s Your BAD Money Habit? Frugal Friday

This week is all about getting good habits going. But sometimes we need to acknowledging bad habits in order to change and grow. When it comes to bad money habits….. whooeeee…. I’ve had more than a few over the years. One that still holds over, though, is that I can sometimes get so focused on money […]

Making Financial Goals (Frugal Friday)

It’s no secret. The new year is notorious for new beginnings, fresh resolve, and goal setting to get your life back on the track you want it to be on. And money matters are no exception. Making financial goals is essential to your staying solvent. To paraphrase Dave Ramsey, If you don’t tell your money […]

Create a Memory Page for the Old Year (Frugal Friday)

People spend hundreds, thousands of dollars every year on entertainment and on ways to improve themselves and their family relationships. While some of that money is very well spent, often we can find less expensive ways of having fun and learning to appreciate our families. One way that you can have fun and fall in […]