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How to Prepare for Tough Economic Times (Frugal Friday)

Times continue to be tough for a lot of people. They always have been, really. People have had financial troubles for eons. But the feeling has been more widespread over the past three or four years. If not you, then someone you know has been hit hard. Some people are ready for it, others, sadly […]

Audit Yourself to Cut Expenses (Frugal Friday)

This past week I spent some time listening to talk radio. I never do that, but I was alone in the car and hubs had left the radio on. The discussion was about the current budget talks. Oh my! Not going to get into a political discussion here, but I will say that it got […]

5 Ways to Simplify Your Life that Could Save You Money (Frugal Friday)

This week I’ve been highlighting some ways to simplify life. Meal planning does not need to be complicated. Your morning routine can be quick and easy. Providing craft activities for your kids can be simple — just hand them the right tools. And there are “simple” things that you can to do to save money […]

10 Ways to Make the Most of What You Have (Frugal Friday)

Times are tough. They have been for about three years. Despite what varying politicians, analysts, and news reporters say or hope, it doesn’t seem to be changing too dramatically. But that doesn’t mean we can’t fight the good fight and do what we can to make ends meet. The kids and I are currently studying the […]

Settle for Less to Save Money (Frugal Friday)

Settling doesn’t have a good reputation. You’ve heard the advertisers say so. Don’t settle for less. You deserve it all. Go for the gusto. So, clearly, the message is that you should spend all you have — and then some. After all, you deserve it. But, I’d like to make the case that settling is […]

Saving Hand Me Down Clothing Can Save You Money (Frugal Friday)

When my first child was a toddler, we had no idea if we could have more children. In fact, he was three and a half before our second child was born. But, ever hopeful, I had saved his baby clothes for the next child. Who would have thought that I would get so much bang […]

Paying Off Debt When You’re Self-Employed (Frugal Friday)

Being self-employed can have lots of benefits. You set your own hours. You determine when you go on vacation. You’re your own boss. But, with entrepreneurship come some financial challenges that are different than those experienced by people who work for an employer. One of them is an erratic paycheck. If you find yourself trying […]

Ask for a Discount (Frugal Friday)

This post was originally published in August of 2008. But, the value is still there. Due to his work as a contractor, FishPapa spends more time in Lowe’s and Home Depot than the average Joe. The plus side is that while he loves carpentry work, it’s not his main hobby. It’s his job. Therefore, big […]