10 Ways to Make the Most of What You Have (Frugal Friday)

Times are tough. They have been for about three years. Despite what varying politicians, analysts, and news reporters say or hope, it doesn’t seem to be changing too dramatically. But that doesn’t mean we can’t fight the good fight and do what we can to make ends meet. The kids and I are currently studying the […]

Settle for Less to Save Money (Frugal Friday)

Valentines 054

Settling doesn’t have a good reputation. You’ve heard the advertisers say so. Don’t settle for less. You deserve it all. Go for the gusto. So, clearly, the message is that you should spend all you have — and then some. After all, you deserve it. But, I’d like to make the case that settling is […]

Saving Hand Me Down Clothing Can Save You Money (Frugal Friday)


When my first child was a toddler, we had no idea if we could have more children. In fact, he was three and a half before our second child was born. But, ever hopeful, I had saved his baby clothes for the next child. Who would have thought that I would get so much bang […]

Paying Off Debt When You’re Self-Employed (Frugal Friday)

Being self-employed can have lots of benefits. You set your own hours. You determine when you go on vacation. You’re your own boss. But, with entrepreneurship come some financial challenges that are different than those experienced by people who work for an employer. One of them is an erratic paycheck. If you find yourself trying […]

Ask for a Discount (Frugal Friday)

This post was originally published in August of 2008. But, the value is still there. Due to his work as a contractor, FishPapa spends more time in Lowe’s and Home Depot than the average Joe. The plus side is that while he loves carpentry work, it’s not his main hobby. It’s his job. Therefore, big […]

Budget Pantry Staples (Frugal Friday)

pasta stockup

I’m coming off the heels of a month-long pantry challenge. I learned a lot. And I’m glad it’s over. It was a great exercise in making do with what we had as well as a wonderful reminder to be thankful. My cup overflows, for sure. Build a Frugal Pantry Spending a month scrounging in my […]

Use Clearance Baking Items Creatively (Frugal Friday)

Cake holiday clearance

Yesterday’s Birthday Cake Round Up was a testimony to the creativity of moms and home bakers. Wow! What fun stuff! Go check out all the cakes and be inspired to make your own. Baking and decorating your families celebratory cakes can be a wonderful way to eat your cake and save money, too. Not only […]

Saving Money by Learning from Your Mistakes (Frugal Friday)

bad coffee richmooremi

Often times in our endeavors to save money, we can get tunnel vision. We think about “saving money,” but sometimes forget the “cost” involved in achieving that goal. A local store has a really great deal on pepperoni. It will save you fifty cents per package over the store right around the corner. But, Store […]