Once upon a time I thought it was impossible to live without credit cards. Even if I had the funds “to pay it off every month,” it was the convenience I couldn’t live without. Or so I thought. Our month went like this: spend, spend, spend. Get the bill. Pay it with our monthly income, […]
We’re heading to horse country this weekend, also known as The Grandparents’ House. When FishChick heard where we were going, she said, “Oh, good, I get to feed Gwampa’s horses.” Yes, indeed. The girl spends all day every day out in the stable with King and Kino — and Gwampa, of course. He loves it. […]
Father’s Day is a little over a week away. Have you planned a special surprise yet? I’ve got three special men to shop for: FishPapa, my dad, and my father-in-law. And while I’d love to buy the new guitar, the new computer, or the new horse, those items aren’t in my budget. Let’s face it. […]
Over the years when our budget has been tight, we’ve tried to be creative at spending less and earning more. One way to make more is to sell stuff. Oh my! How much “stupid tax” have I paid in selling expensive stuff that I shouldn’t have bought in the first place? Usually, I rarely get […]
Last week I shared with you gift suggestions for the high school graduate. This week I thought I’d address college graduates. While both have accomplished great things, their situations are a tad different. The high school graduate is headed off for the military, a job, or further education. He or she is still pretty young […]
Graduation season is upon us. And before you go out shopping, consider a few frugal but fun tokens of congratulations:
When a special occasions rolls around, it brings with it the temptation to “do it up big.” Usually that signifies “do it up expensive.” A few too many “special” occasions and you can find yourself in the poor house. Or at least with a few too many bills and too little money.
Yesterday, I was listening to a favorite money radio program and all the old emotions of our debt-filled life came back to me. It was a rather surreal moment. Today, three years and $18,000 of debt payments later, I am amazed at how good God has been to us. We were always “frugal,” yet somehow we found ourselves living beyond our means. We can kick ourselves for having got there in the first place. But as you’ll see in today’s guest post, better late than never.