Frugal Friday: When in Debt, Let Dave Help You

This past week I was filling out an application for a housing rental. There was a part of the application that gave me pause: creditors. I had to think for a minute. Aside from the mortgage on the rental property we own in Kansas City, there was nothing to list! No car loans, no credit […]

Frugal Friday: Where Do You Start When You’re In Debt?

A little over two years ago, my husband and I took a drastic turn in how we handled our finances. We had always been frugal; that is, we weren’t extravagant, we didn’t take fancy vacations, we bought used cars and then only rarely. But, in 2007 we realized that our spending had gone beyond our […]

Frugal Friday: Savvy Use of Craigslist

Years ago my kid sister told me about the great deals she had found on Craigslist. And as usual, I was a skeptic. It just didn’t sound right to me. Free listing? Great deals? Sounds too good to be true. And after we made a couple appliance purchases for our rental house that turned out […]

Frugal Friday: Debt-Proof Your Christmas

This week we’ve been talking and planning Christmas — in July. It’s a great way to think through the holiday season and what you want to do differently. Clearer thoughts prevail when Walmart isn’t already playing Jingle Bells. One important thing to consider regarding Christmas is the money part. You know the story: people try […]

Frugal Friday: 10 Things You Can Make Yourself and Save Money

Do-it-yourself-ness isn’t always the cheapest way to go. But, there are many, many things that you can do or make yourself in order to save some money. Oftentimes, this can also be a form of entertainment or other creative outlet, so it results in dual-purpose economizing. Here are ten simple and frugal DIY ideas: 1. […]

Frugal Friday: The Cost of Being Frugal

Most people, when the word frugal comes to mind, may think about all that it will gain them. And it’s true. There are huge benefits to being wise with your money. Reducing or eliminating debt, saving for a rainy day, saying no to some good things in order to enjoy better things, educating your children, […]

Frugal Friday: Making the Most of In Season Produce

One of the ways we cut costs at our house is to stock up on grocery items when they are on sale. Regular readers are familiar with my weekly Grocery Geek posts and can testify to the fact that if it’s a good price, I’ll buy a lot of it, like 100 pounds of flour. […]

Frugal Friday: Save Money on Birthdays

This post was originally published on May 30, 2008 Birthdays are meant to be a celebration of the guest of honor and a time to thank God for him or her. But, children’s parties can take on a life of their own if you aren’t careful. Being on a budget has forced me to calm […]