Do the Math to Save Money

peets coffee

Pay attention to unit pricing in order to save money. You have to do the math to make cents. Today’s Frugal Friday tip is short and sweet. With a mini rant just for fun. If you’re not good at math, today is the day that you change your ways. Knowing basic math operations (addition, subtraction, […]

You Can Get Out of Debt


Photo credit: Daniel Oines by license As a college freshman, I was able to get a credit card in about five minutes. How ironic that ten years earlier, my mom, a college instructor with a Master’s Degree, couldn’t get one because she didn’t have a full-time job. What a switch that a bank was willing to […]

How to Use Up Those Gift Cards You’ve Been Stashing (Frugal Friday)

Gift card stash

The other day a friend and I were chatting; she mentioned that they had a ton of gift cards that they’ve yet to use, some five or ten years old. I gave her the pep talk that she needed to use them on their upcoming trip cross-country. Vacation is a great time to save money […]

5 Small Ways to Save on Food Costs

ff homemade beans

We’re trimming the sails this month. We got another hit from the Money Pit aka our rental property in Missouri. The previous tenants trashed the place and now we’re unloading thousands of dollars in repairs on a house we don’t want in a town where we don’t live. So, it’s beans and rice for this […]

5 Cheap & Easy Ways to Get Ready for Summer

cheap and easy great summer

Planning a great summer doesn’t take a lot of money. Consider these ideas for frugal summer fun. Summer is just around the bend. For us that means a lighter school load. We still do math and literature through the summer, but we go a little more relaxed about it. For other families, kids are home […]

Can California Be Budget-Friendly?

Can California Be Budget-Friendly? | Life as MOM

I grew up in Southern California. Except for the five years that we lived in Kansas (2003-2008), the Golden State has been my home. I love it. Despite its flaws, of which there are many, I know, I never want to leave again. Ever. Almost six years ago FishPapa and I decided to go for […]

Frugal Friday: Is a Personal Shopping Service Right for You?

blue blouse

I know personal shopping can work. One instance worked for me. I know a shopping service can work for some people. It works for my friend. But does it work for you? Yesterday after I got my hair cut, I stopped at a department store outlet to do a little shopping. Since I have two […]

9 Things I’ve Learned about Money

9 Things I've Learned about Money

When I was a child, I used to think that having many possessions was a sign of wealth or affluence. In some ways, I guess it is. It’s costly to maintain, though.

I just spent a couple hours thinning my daughters’ wardrobes — for the second time in two months. While it’s lovely that FishChick5 has six pairs of pink pants, she really doesn’t need them all. Most of them are hand-me-downs and gifts, but still. SIX pairs? What are we — the Pink Ladies?!

We kept three and are donating the other three — along with a few other items. We thinned the herd, as my husband calls it. I suppose in many respects, it’s a good problem to have — as long as I don’t hoard those clothes instead of sharing them with someone else who could put them to good use.