Budget Living

Dining Out on a Budget

Dining out on a budget requires compromising in small ways, but still achieving the end goals of great food and good company. A few weeks ago I shared a few small ways our family uses to save money. One of those ways was to eat at home, of which we do a fair amount. However, [...]

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Frugal DIY Valentines

Here’s a quick round-up of some fun, inexpensive DIY Valentines. Check your craft cupboard or your scrapbooking supplies and use what you have to save some coin. Box of Chocolates Money My aunt gave us this box of goodies for Christmas one year. So fun! Read my tutorial of how to make it. Varying the [...]

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6 Small Ways to Save Money (Frugal Friday)

Saving money is not a lost art. There are small things that you can do to save money without stressing yourself out. Money is like water sometimes. It can slip right through your fingers. And if you’re not careful, it spills out the sides of the container and is wasted. This week I propose six [...]

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Keep a Record of Valuable Possessions (Frugal Friday)

Keeping a written record of your valuable (ie replaceable) possessions can save you a lot of stress if a natural disaster, theft, or fire strikes your home. It’s common knowlege that we frugalites like to make sure we get a good deal on the things that we purchase. There’s also the understanding that we take [...]

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Clear out the Money Clutter (Frugal Friday)

Random bank accounts, loose change, odd amount gift cards, unclaimed funds are money clutter that you could make good use of in the new year. Clearing it up could help you focus on your financial goals and may just save you money. Typically when folks talk about clutter, they’re referring to stuff. Physical stuff that [...]

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Setting Financial Goals (Frugal Friday)

Setting specific financial goals is more effective that just saving money. About four years ago when we realized we had no money and a whole lot of debt, it was easy to make financial goals. We just wanted to be out of the hole! Honestly, that was all I could think about. And it was odd [...]

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Take Financial Inventory (Frugal Friday)

Take inventory of your finances before the first of the year to get a clearer picture of where you want to go in the new year. This week is a great time to see where you stand financially. If you’re not accustomed to a regular financial inventory, then this would be a great thing to [...]

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Really Last Minute Bargain Gifts (Frugal Friday)

Last minute shopping doesn’t have to be expensive or entail a trip to the mall. You can find or make bargain gifts even at the last minute. So, you waited until the last minute? Or maybe, someone just got missed on the list? Or maybe someone came to mind that you want to bless this [...]

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