MENU

Live within Your Means (Otherwise Entitled, Stop Using Credit)

live within your means

A few weeks ago I offered up an exhortation for you to get out of debt. It’s something I’m pretty passionate about and something that is probably pretty weird to some people. Some folks make the conscious decision to use credit and carry debt and believe they have  good reasons to do so. But, I would […]

7 Steps to Better Finances

7 Steps to Better Finances

Some food for thought…. I know that you will feel better about your life and your spending if you’ve got your finances under control. This post is part of a 7-part series to help you get your finances in order. Check out past posts here: Stop using credit. Set a budget. Build an emergency fund. […]

Do the Math to Save Money

peets coffee

Pay attention to unit pricing in order to save money. You have to do the math to make cents. Today’s Frugal Friday tip is short and sweet. With a mini rant just for fun. If you’re not good at math, today is the day that you change your ways. Knowing basic math operations (addition, subtraction, […]

Gift Shopping (with Kids) at Hallmark

hallmark christmas

The following post is sponsored by Hallmark: Disclosure: I have been compensated for my time spent writing. All opinions are my own. When I was a child and wanted to buy a gift for someone, whether it be a teacher or a friend, I had my mom take me down the road to Janet’s Hallmark. […]

You Can Get Out of Debt

6426867439_f4033b5e3d_z

Photo credit: Daniel Oines by license As a college freshman, I was able to get a credit card in about five minutes. How ironic that ten years earlier, my mom, a college instructor with a Master’s Degree, couldn’t get one because she didn’t have a full-time job. What a switch that a bank was willing to […]

How to Use Up Those Gift Cards You’ve Been Stashing

Gift card stash

The other day a friend and I were chatting; she mentioned that they had a ton of gift cards that they’ve yet to use, some five or ten years old. I gave her the pep talk that she needed to use them on their upcoming trip cross-country. Vacation is a great time to save money […]

5 Small Ways to Save on Food Costs

ff homemade beans

We’re trimming the sails this month. We got another hit from the Money Pit aka our rental property in Missouri. The previous tenants trashed the place and now we’re unloading thousands of dollars in repairs on a house we don’t want in a town where we don’t live. So, it’s beans and rice for this […]

How We Saved $50 in 5 Minutes

FishBoy Bday

One of our birthday traditions with the kids has been that they get to choose the menu for their special day, including one meal out. Some years this has been something as small as choosing from the dollar menu at McDonald’s. Some years we’ve been able to spend a little more. Over the last year […]