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How to Live Within Your Means

Are you on a mission to steward your finances better? Want to make sure there’s some room at the end of your rope each month? Consider these tips for living within your means. A few weeks ago I gave a mini lecture on the dangers of carrying debt. Yes, I know some people have what they […]

Create an Emergency Fund

Setting aside an emergency fund is a great way to buy yourself peace of mind as well as funds to deal with that crazy thing you didn’t plan for. Photo credit:Lending Memo About eight years ago, I was pregnant with our fifth child. My husband was self-employed. I made zero income. We’d made some good […]

How to Move without Going Crazy or Broke

In the past three years, Life as MOM contributor Janel has moved house three times and just completed move #4. Today she shares some tips on how to make the moving process a bit easier. Moving can be the start of a great adventure. Or it can make you feel as if you’re going crazy. Since […]

How to Set a Budget

Ready to get your finances in order? If you don’t know how to create a budget. Today’s the day to learn how! You hear the word budget all the time: budget-friendly this, budget-friendly that. I think people often mean: “being frugal” when they say “budget”. But that’s not the same as having a budget. A […]

Live within Your Means (Otherwise Entitled, Stop Using Credit)

A few weeks ago I offered up an exhortation for you to get out of debt. It’s something I’m pretty passionate about and something that is probably pretty weird to some people. Some folks make the conscious decision to use credit and carry debt and believe they have  good reasons to do so. But, I would […]

7 Steps to Better Finances

Some food for thought…. I know that you will feel better about your life and your spending if you’ve got your finances under control. This post is part of a 7-part series to help you get your finances in order. Check out past posts here: Stop using credit. Set a budget. Build an emergency fund. […]

Do the Math to Save Money

Pay attention to unit pricing in order to save money. You have to do the math to make cents. Today’s Frugal Friday tip is short and sweet. With a mini rant just for fun. If you’re not good at math, today is the day that you change your ways. Knowing basic math operations (addition, subtraction, […]

Gift Shopping (with Kids) at Hallmark

The following post is sponsored by Hallmark: Disclosure: I have been compensated for my time spent writing. All opinions are my own. When I was a child and wanted to buy a gift for someone, whether it be a teacher or a friend, I had my mom take me down the road to Janet’s Hallmark. […]