Joyful Womanhood

Living Debt Free

Living Debt Free

Living debt free isn’t just about money. It’s something more important. For years, our family lived on the edge of financial ruin. We lived month-to-month, paycheck-to-paycheck. We were always frugal, but we lived beyond our means nonetheless. Since my husband was self-employed, all it took was an injury or a slough of bad weather to…

Quiet Time

Quiet Time

Quiet time each morning, time that is quiet, helps center me for the day, and feel like I can take on the challenges ahead. It’s an important part of my morning routine. This is a great thing to add to your time budget! I’ve always had a slight aversion to noise. As a high school…