Frugal Friday: Get Out of Debt with a Budget

The last couple weeks I’ve shared bits and pieces of what FishPapa and I did to get out of debt. If you missed the first few parts, you can start at the beginning. After saying adios to credit cards and regularly listening to the Dave Ramsey show, we came to grips with how much we […]

Frugal Friday: Take a Financial Snapshot and Dream a Debt-Free Dream

A few weeks ago I started recounting our Get Out of Debt Story. Over the last two years FishPapa and I paid off about $18,000 in debt. Today our only liability is a rental property we own in Kansas City. We have no other debts. And it feels good. I don’t share our story to […]

Frugal Friday: When in Debt, Let Dave Help You

This past week I was filling out an application for a housing rental. There was a part of the application that gave me pause: creditors. I had to think for a minute. Aside from the mortgage on the rental property we own in Kansas City, there was nothing to list! No car loans, no credit […]

Frugal Friday: Where Do You Start When You’re In Debt?

A little over two years ago, my husband and I took a drastic turn in how we handled our finances. We had always been frugal; that is, we weren’t extravagant, we didn’t take fancy vacations, we bought used cars and then only rarely. But, in 2007 we realized that our spending had gone beyond our […]

Frugal Friday: Savvy Use of Craigslist

Years ago my kid sister told me about the great deals she had found on Craigslist. And as usual, I was a skeptic. It just didn’t sound right to me. Free listing? Great deals? Sounds too good to be true. And after we made a couple appliance purchases for our rental house that turned out […]

Frugal Friday: Debt-Proof Your Christmas

This week we’ve been talking and planning Christmas — in July. It’s a great way to think through the holiday season and what you want to do differently. Clearer thoughts prevail when Walmart isn’t already playing Jingle Bells. One important thing to consider regarding Christmas is the money part. You know the story: people try […]

Frugal Friday: 10 Things You Can Make Yourself and Save Money

Do-it-yourself-ness isn’t always the cheapest way to go. But, there are many, many things that you can do or make yourself in order to save some money. Oftentimes, this can also be a form of entertainment or other creative outlet, so it results in dual-purpose economizing. Here are ten simple and frugal DIY ideas: 1. […]

Frugal Friday: The Cost of Being Frugal

Most people, when the word frugal comes to mind, may think about all that it will gain them. And it’s true. There are huge benefits to being wise with your money. Reducing or eliminating debt, saving for a rainy day, saying no to some good things in order to enjoy better things, educating your children, […]