This past week I was filling out an application for a housing rental. There was a part of the application that gave me pause: creditors. I had to think for a minute. Aside from the mortgage on the rental property we own in Kansas City, there was nothing to list! No car loans, no credit […]
A little over two years ago, my husband and I took a drastic turn in how we handled our finances. We had always been frugal; that is, we weren’t extravagant, we didn’t take fancy vacations, we bought used cars and then only rarely. But, in 2007 we realized that our spending had gone beyond our […]
Years ago my kid sister told me about the great deals she had found on Craigslist. And as usual, I was a skeptic. It just didn’t sound right to me. Free listing? Great deals? Sounds too good to be true. And after we made a couple appliance purchases for our rental house that turned out […]
This week we’ve been talking and planning Christmas — in July. It’s a great way to think through the holiday season and what you want to do differently. Clearer thoughts prevail when Walmart isn’t already playing Jingle Bells. One important thing to consider regarding Christmas is the money part. You know the story: people try […]
Do-it-yourself-ness isn’t always the cheapest way to go. But, there are many, many things that you can do or make yourself in order to save some money. Oftentimes, this can also be a form of entertainment or other creative outlet, so it results in dual-purpose economizing. Here are ten simple and frugal DIY ideas: 1. […]
Most people, when the word frugal comes to mind, may think about all that it will gain them. And it’s true. There are huge benefits to being wise with your money. Reducing or eliminating debt, saving for a rainy day, saying no to some good things in order to enjoy better things, educating your children, […]
Cut grocery costs by making the most of in-season produce. Here are some tips to get the best prices and enjoy the fruit of the season.
This post was originally published on May 30, 2008 Birthdays are meant to be a celebration of the guest of honor and a time to thank God for him or her. But, children’s parties can take on a life of their own if you aren’t careful. Being on a budget has forced me to calm […]