How to Pay for Traveling with Kids

girl with coins for france

Want to take a trip with your kids? Consider these tricks for saving up and funding that vacation, debt-free. Back in our credit-card toting, debt-defying days, we took a few vacations. We flew to Minnesota to visit family. We drove to New Mexico for a conference once. We spent a weekend in Saint Louis just […]

We’re Really Debt Free!

monkey off my back

Paying off your debts is hard, but it’s good. Get the monkey off your back. Money is complicated, isn’t it? It can provide for lots of good things, but it can also cause a lot of headaches and disappointments. When you make mistakes with money, they can haunt you for years. We know that first […]

Anna & Elsa Costume Tutorials (FREE Design Template)

DIY Anna and Elsa Costumes from Frozen |

Is someone in your home pining to “let it go” for costume parties this fall? Are you hoping to make an Anna costume but are stumped by the design? You asked for a template, we answered. This post does include affiliate links. If you make a purchase through those links, I am paid a small […]

Save Up to Buy New Things

saving up money

Want something? Save up for it. It’s an old tradition that still has value. In our old credit-spending days, I was hesitant to spend my own money. I worried that something would happen, something urgent, and we’d need our money for that. But, for some reason, I had no qualms about spending someone else’s money. That’s […]

How to Pay Off Debts

bills of money

Ready to pay off those debts? Well, you might have to bulldog it. photo source: Sabianmaggy, used by license We’ve been talking these last few weeks about getting our finances in better order. Some people naturally know how to do this. Others of us need to learn, sometimes the hard way. Ahem. We dug ourselves a big […]

7 Creative Uses for School Supplies

school supplies

School supplies aren’t just for school. Consider these ways to make the most of back to school sales and BTS clearance racks. Now is the season to pick up some great deals on school and office supplies. As you know, places like Walmart and Target have been hawking their wares for months. The back to school season […]

How to Live Within Your Means

girl at river trim

Are you on a mission to steward your finances better? Want to make sure there’s some room at the end of your rope each month? Consider these tips for living within your means. A few weeks ago I gave a mini lecture on the dangers of carrying debt. Yes, I know some people have what they […]

Create an Emergency Fund

stock monkeys emergency fund

Setting aside an emergency fund is a great way to buy yourself peace of mind as well as funds to deal with that crazy thing you didn’t plan for. Photo credit:Lending Memo About eight years ago, I was pregnant with our fifth child. My husband was self-employed. I made zero income. We’d made some good […]