Budget Living

12 Ways to Save on Gifts

12 Ways to Save on Gifts

It is better to give than receive — unless it puts you in hock! Avoid debt and overspending by giving gifts wisely and economically. 1. Bake something. Bake someone happy with homemade breads, cookies, cakes, and pies. Homemade is always better than storebought. And the ingredients can often be less expensive that a fancy bakery….

How to Plan a Budget Wedding

How to Plan a Budget Wedding

It is possible to host a beautiful wedding without spending a million dollars. Here’s how we did it on a “smaller” budget. Eighteen years ago this weekend we got hitched after only four months’ engagement. Yes, it was short. We had dated for two years, though, and once you find the person that you want…

Dream a Big Dream

Dream a Big Dream

Setting goals and dreaming big dreams can be just the right motivation to help you save money and accomplish great things. This is my bedside table. Most are books that I’ve read before. A few I’m still finishing off for the first time. Most of them are books that I’m revisiting. See a theme? In…

Dining Out on a Budget

Dining Out on a Budget

Dining out on a budget requires compromising in small ways, but still achieving the end goals of great food and good company. A few weeks ago I shared a few small ways our family uses to save money. One of those ways was to eat at home, of which we do a fair amount. However,…