How We Said NO to Debt and Credit

money

I’m unabashedly pro-cash. I’ve partnered with sponsor My Job Chart to tell my story about credit cards and debt: It’s been six years since we stopped using credit cards. I don’t miss it at all. I really don’t miss paying a big bill at the end of the month. I really, really don’t miss worrying […]

Getting Your Financial House in Order (Frugal Friday)

Last week we shared financial goals for the new year. It was so great to read what everyone is hoping and dreaming and working toward this year. Yeah! At the base of these financial goals, whether they be to pay off the last credit card or to head out on a Disney vacation, is to […]

Truly Debt Free

I remember shortly after we bought our first house, I would lie awake at night fretting about the mortgage. At the time it seemed like a ton of money. And the presence of debt just stressed me out. Years later, we sold that house, moved cross country, bought another, and acquired even more debt. And that […]

Booking It (February Update: The Money Saving Mom’s Budget)

Booking It is an online book club where we discuss what we’ve read over the past month as well as review a monthly assigned book. This month’s book is The Money Saving Mom’s Budget by Crystal Paine. We had a revelation at our house this week. I kept walking into FishBoy9’s bedroom after the boys were […]

We’re Debt Free! (Frugal Friday)

If you ever listen to a certain radio program, you know that listeners regularly call in to share their “get out of debt stories.” Often the tales are gut-wrenching, tear jerking accounts of going from the depths of despair to debt-free living, life without bills, high interest rates, and stress. Usually the call is concluded […]

Paying Off Debt When You’re Self-Employed (Frugal Friday)

Being self-employed can have lots of benefits. You set your own hours. You determine when you go on vacation. You’re your own boss. But, with entrepreneurship come some financial challenges that are different than those experienced by people who work for an employer. One of them is an erratic paycheck. If you find yourself trying […]

8 Ways to Get Out of Debt (Frugal Friday)

Almost two years ago, we paid off our last bit of consumer debt: car, truck, credit cards. It’s amazing to me how different our life is today than it was when we first started tackling our debtor’s ways back in 2007. Life is much more calm and peaceful. It took us a year and a […]

Frugal Friday: Does Car Debt Make It Harder to Sell a Car?

We spent the greater part of last year pricing out used vehicles. Well, I should say hubs spent the greater part of last year pricing out used vehicles. What do I know? We knew that it was only a matter of time before our minivan bit the dust and we wanted to be prepared. We […]