Budget Living: It’s Not a Race

Children, at least mine, are competitive by nature. Often, someone will say, “Let’s see who can ———- first.” It doesn’t matter what it is; it could be who makes his bed the fastest or who gets his seat belt on first. Everything is a potential competition. If the “opponent” is not prepared, he will object, […]

When Christmas Isn’t So Merry

This past week my eyes are opened to the realization that for some people Christmas will not be so merry. For our family, we are grieving the loss of someone we loved very much. We spent several Christmases with my mother-in-law, and now, everywhere I turn something reminds me of her. A brightly colored sweater […]

Budget Living: Counting the Cost

The other morning I decided to get online “real quick” and put together a small photo book for FishPapa. SnapFish had been sending me lots of coupons and I figured I could get a cool gift for a few bucks. The website said that flip books (up to 45 pages) started at $4.99, and an […]

Great Boy Gifts

As the mother of four boys, I like to think of myself as a pseudo-expert on all things “boyish.” If we had stopped at four children, testosterone would be all I knew. And since my girlies are still so small, our lives are still very masculine around here. As a result, I know all about […]

Budget Living: Adjusting Your Food Budget Goals

As moms, we wear a lot of different hats. It’s not enough to feed, clothe, and love on our children, but we also need to “stay in the black” and teach fiscal responsibility to our children. Let neither us nor our children be the ones who need to be “bailed out.” Yet, budgeting is not […]

Budget Living: Price Matching

As CPO (Chief Procurement Officer) of a family of 8, I get to do a lot of shopping. There are so many choices out there as it pertains to kids’ clothing, household items, cleaners, toiletries, and food that it meets my “feminine need” to shop without filling my closet with fifty pairs of shoes and […]

Budget Living: Online Checking Account

Recently, we established a new checking account. With banking turmoil the way it is these days, it’s not as simple as it used to be. I never used to think about which bank I chose, except for which was closest to home, or on the way home from work. However, after consulting with a friend […]

Christmas Planning: Make a Gift

This morning I started thinking about Christmas. And when I start thinking about Christmas, my mind automatically goes to gift-making. I’ve always enjoyed making gifts and for several years, I made ALL of our gifts to give to family and close friends. (Yes, some would call me a glutton for punishment.) But, I have always […]