12 ways to save

12 Ways to Save on Gifts

12 Ways to Save on Gifts

It is better to give than receive — unless it puts you in hock! Avoid debt and overspending by giving gifts wisely and economically. 1. Bake something. Bake someone happy with homemade breads, cookies, cakes, and pies. Homemade is always better than storebought. And the ingredients can often be less expensive that a fancy bakery….