Why You Should Have a Budget

Most people have heard that they should have a budget if they’re going to manage their money wisely. But, knowing WHAT to do is entirely separate from knowing HOW to do it or even WHY to do it. To be a successful adult, I think we need to know all three. Today Mandi at Organizing […]

Frugal Friday: Get That Debt Snow Ball Rolling

If you’re just tuning in, this is part of the continuing saga of how my husband and I got out of debt. You can go back to the beginning if you missed something. As I recount our story, please remember that this is how we did it. I believe that this will work for many […]

Get Out of Debt By Increasing Your Income

The last couple weeks I’ve shared bits and pieces of what FishPapa and I did to get out of debt. If you missed the first few parts, you can start at the beginning. But, basically, it went something like this: 1. Lose the credit cards. (As in, stop using them.) 2. Listen to the Dave […]

Getting Out of Debt By Reducing Expenses

The last couple weeks I’ve shared bits and pieces of what FishPapa and I did to get out of debt. If you missed the first few parts, you can start at the beginning. Once we stopped using credit cards and started listening to Dave Ramsey’s free podcast, we got into the habit of writing a […]

Get Out of Debt with a Budget

The last couple weeks I’ve shared bits and pieces of what FishPapa and I did to get out of debt. If you missed the first few parts, you can start at the beginning. After saying adios to credit cards and regularly listening to the Dave Ramsey show, we came to grips with how much we […]

Take a Financial Snapshot and Dream a Debt-Free Dream

A few weeks ago I started recounting our Get Out of Debt Story. Over the last two years FishPapa and I paid off about $18,000 in debt. Today our only liability is a rental property we own in Kansas City. We have no other debts. And it feels good. I don’t share our story to […]

Frugal Tip: When in Debt, Let Dave Help You

This past week I was filling out an application for a housing rental. There was a part of the application that gave me pause: creditors. I had to think for a minute. Aside from the mortgage on the rental property we own in Kansas City, there was nothing to list! No car loans, no credit […]

How to Start Tackling Your Debt

It can be overwhelming when you make a financial mess and you don’t know what to do about it. It can be hard to see the light at the end of the tunnel when bills exceed paycheck. It can be easy to say, “Let’s just eat, drink, and be merry, because tomorrow we’ll be in […]