Ready to pay off those debts? Well, you might have to bulldog it. photo source: Sabianmaggy, used by license We’ve been talking these last few weeks about getting our finances in better order. Some people naturally know how to do this. Others of us need to learn, sometimes the hard way. Ahem. We dug ourselves a big…
Photo credit: Daniel Oines by license As a college freshman, I was able to get a credit card in about five minutes. How ironic that ten years earlier, my mom, a college instructor with a Master’s Degree, couldn’t get one because she didn’t have a full-time job. What a switch that a bank was willing to…
I’m unabashedly pro-cash. I’ve partnered with sponsor My Job Chart to tell my story about credit cards and debt: It’s been six years since we stopped using credit cards. I don’t miss it at all. I really don’t miss paying a big bill at the end of the month. I really, really don’t miss worrying…
Being self-employed can have lots of benefits. You set your own hours. You determine when you go on vacation. You’re your own boss. But, with entrepreneurship come some financial challenges that are different than those experienced by people who work for an employer. One of them is an erratic paycheck. If you find yourself trying…
Almost two years ago, we paid off our last bit of consumer debt: car, truck, credit cards. It’s amazing to me how different our life is today than it was when we first started tackling our debtor’s ways back in 2007. Life is much more calm and peaceful. It took us a year and a…
We spent the greater part of last year pricing out used vehicles. Well, I should say hubs spent the greater part of last year pricing out used vehicles. What do I know? We knew that it was only a matter of time before our minivan bit the dust and we wanted to be prepared. We…
The last couple weeks I’ve shared bits and pieces of what FishPapa and I did to get out of debt. If you missed the first few parts, you can start at the beginning. Once we stopped using credit cards and started listening to Dave Ramsey’s free podcast, we got into the habit of writing a…
The last couple weeks I’ve shared bits and pieces of what FishPapa and I did to get out of debt. If you missed the first few parts, you can start at the beginning. After saying adios to credit cards and regularly listening to the Dave Ramsey show, we came to grips with how much we…