As tax time approaches, do you feel newly motivated to find more ways to save money? I always do. It’s not that there are always huge tax bills, but the act of examining the past year in dollars and cents produces fresh motivation in me to watch our spending. Here are three strategies I’m using…
To live debt-free is not as impossible as it might sound. I was once a skeptic, but now I’m a believer that we can live within our means. Here’s why I think it’s a valid pursuit. Almost eleven years ago my husband and I were convicted to stop using credit and to pay off our…
Want to take a trip with your kids? How do you pay for traveling with kids? Consider these tricks for saving up and funding that vacation, debt-free. Back in our credit-card toting, debt-defying days, we took a few vacations. We flew to Minnesota to visit family. We drove to New Mexico for a conference. We…
Money management is necessary if we’re to live within our means, keep stress at bay, and achieve financial goals. Here are some tips to help you get your budgeting and financials a little more in order. Lego Money Holder Money, if left to manage itself, will fly right out the window, leaving you stressed and…
Living on one income is not as easy as it was in the last century. It requires hard work and determination — and some of these strategies. Fifty years ago it was commonplace for just one parent (usually dad) to work. One income was sufficient to pay the family’s bill. Today, there might be a number…
Would you like to travel with your kids and see the world? Not sure you can swing it on a budget? Try these budget-friendly vacation tips to make it happen. For the first 15 years of our marriage — we’re approaching 23 years now — we traveled very little. Between work, babies, pregnancy, and debt, there…
Time to get down to business! Have you done any goal setting lately? Here are some strategies to get you started and achieve success. Healthy Eating Made Easy We may be already halfway through the second month of the year, but I am, nonetheless, still a little giddy about what the year has in store. I…
Wondering how to live without credit cards? It’s totally possible. And you’ll feel so much better knowing things are paid for. Once upon a time I thought it was impossible to live without credit cards. Even if I had the funds “to pay it off every month,” it was the convenience I couldn’t live without….
Paying off your debts is hard, but it’s good. Get the monkey off your back. We are so glad we did. Money is complicated, isn’t it? It can provide for lots of good things, but it can also cause a lot of headaches and disappointments. When you make mistakes with money, they can haunt you…
Being self-employed can have lots of benefits. You set your own hours. You determine when you go on vacation. You’re your own boss. But, with entrepreneurship come some financial challenges that are different than those experienced by people who work for an employer. One of them is an erratic paycheck. This makes it challenging to…