To live debt-free is not as impossible as it might sound. I was once a skeptic, but now I’m a believer that we can live within our means. Here’s why I think it’s a valid pursuit. Almost eleven years ago my husband and I were convicted to stop using credit and to pay off our…
Wondering how to live without credit cards? It’s totally possible. And you’ll feel so much better knowing things are paid for. Once upon a time I thought it was impossible to live without credit cards. Even if I had the funds “to pay it off every month,” it was the convenience I couldn’t live without….
I’m unabashedly pro-cash. I’ve partnered with sponsor My Job Chart to tell my story about credit cards and debt: It’s been six years since we stopped using credit cards. I don’t miss it at all. I really don’t miss paying a big bill at the end of the month. I really, really don’t miss worrying…
Being self-employed can have lots of benefits. You set your own hours. You determine when you go on vacation. You’re your own boss. But, with entrepreneurship come some financial challenges that are different than those experienced by people who work for an employer. One of them is an erratic paycheck. If you find yourself trying…
Almost two years ago, we paid off our last bit of consumer debt: car, truck, credit cards. It’s amazing to me how different our life is today than it was when we first started tackling our debtor’s ways back in 2007. Life is much more calm and peaceful. It took us a year and a…
We spent the greater part of last year pricing out used vehicles. Well, I should say hubs spent the greater part of last year pricing out used vehicles. What do I know? We knew that it was only a matter of time before our minivan bit the dust and we wanted to be prepared. We…
The last couple weeks I’ve shared bits and pieces of what FishPapa and I did to get out of debt. If you missed the first few parts, you can start at the beginning. Once we stopped using credit cards and started listening to Dave Ramsey’s free podcast, we got into the habit of writing a…
The last couple weeks I’ve shared bits and pieces of what FishPapa and I did to get out of debt. If you missed the first few parts, you can start at the beginning. After saying adios to credit cards and regularly listening to the Dave Ramsey show, we came to grips with how much we…