Want to save money and live an amazing life? Then consider debt-free living. Living on a budget isn’t boring and it provides so much freedom. With interest rates soaring and shrinkflation eating away at the grocery bill, the idea of living debt-free may seem difficult, or even impossible. Things are already expensive, how can I…
Budgeting for Christmas sounds like a problem for future you, but that’s not really true. It’s never too early (or too late!) to budget for Christmas so that you can save money, and enjoy the holiday season and holiday spending without the stress. It seems like common sense. Why suffer through financial stress at the…
Saving money is always in season, helping you to reduce debt and live the life you love. There is an ebb and flow, however, as to when you can save on what. You have to find creative ways to save money, dependent on the season. The month of July has some unique money-saving opportunities. Check…
Living debt-free means we have a lot more freedom than we once did. Here’s our story of how a big family in debt paid off their consumer debt and started to live debt-free. And stay that way. This is me, back in 2007 when debt and money troubles weighed on me heavily. We had been…
Already have a Christmas Budget or a vacation sinking fund? Great! But don’t stop there! Learn how to create sinking funds so that paying for new tires or braces is a little easier. You’ve got a zero-based budget that covers expenses each month. You’re doing your best to live within your means. You’ve got an…
There’s no better time than the present to get prepared to face a tough economy or other financial struggle.
Setting aside an emergency fund is a great way to buy yourself peace of mind as well as money to deal with that crazy thing you didn’t plan for, but is bound to happen. You don’t plan for bad things to happen. The unexpected is just that, unexpected. No matter how careful you are with…
As tax time approaches, do you feel newly motivated to find more ways to save money? I always do. It’s not that there are always huge tax bills, but the act of examining the past year in dollars and cents produces fresh motivation in me to watch our spending. Here are three strategies I’m using…
To live debt-free is not as impossible as it might sound. I was once a skeptic, but now I’m a believer that we can live within our means. Here’s why I think it’s a valid pursuit. Almost eleven years ago my husband and I were convicted to stop using credit and to pay off our…
Have you ever wondered what it’s like to work from home? Or why you would even want to? Here’s why (and a little bit of how) I work from home. This post may contain affiliate links. When you make a purchase through those links, I am paid a small amount in advertising fees. Thanks for…