You Can Get Out of Debt

Photo credit: Daniel Oines by license As a college freshman, I was able to get a credit card in about five minutes. How ironic that ten years earlier, my mom, a college instructor with a Master’s Degree, couldn’t get one because she didn’t have a full-time job. What a switch that a bank was willing to […]

How to Use Up Those Gift Cards You’ve Been Stashing

The other day a friend and I were chatting; she mentioned that they had a ton of gift cards that they’ve yet to use, some five or ten years old. I gave her the pep talk that she needed to use them on their upcoming trip cross-country. Vacation is a great time to save money […]

5 Small Ways to Save on Food Costs

We’re trimming the sails this month. We got another hit from the Money Pit aka our rental property in Missouri. The previous tenants trashed the place and now we’re unloading thousands of dollars in repairs on a house we don’t want in a town where we don’t live. So, it’s beans and rice for this […]

How We Saved $50 in 5 Minutes

One of our birthday traditions with the kids has been that they get to choose the menu for their special day, including one meal out. Some years this has been something as small as choosing from the dollar menu at McDonald’s. Some years we’ve been able to spend a little more. Over the last year […]

30 Things That Are FREE and FUN to Do Any Time of the Year

Girls just wanna have fun, right? Try these tips from Life as MOM contributor Prerna to enjoy free fun for summer or anytime of the year. Some are for the whole fam, but some are just for you, Mama. With summer in full swing here in India, I am putting together an idea file of […]

How to Gift Ebooks the Right Way

Books are fabulous gifts to give and to receive. Better yet is a clutter-free, digital book. Here’s how to gift ebooks. Over the years I’ve written a few books that I’m pretty proud of, both digital and in print. In case you wanted to gift one of those this weekend for Mother’s Day, here’s how you […]

Can California Be Budget-Friendly?

I grew up in Southern California. Except for the five years that we lived in Kansas (2003-2008), the Golden State has been my home. I love it. Despite its flaws, of which there are many, I know, I never want to leave again. Ever. Almost six years ago FishPapa and I decided to go for […]

Is a Personal Shopping Service Right for You?

I know personal shopping can work. One instance worked for me. I know a shopping service can work for some people. It works for my friend. But does it work for you? Yesterday after I got my hair cut, I stopped at a department store outlet to do a little shopping. Since I have two […]