It is better to give than receive — unless it puts you in hock! Avoid debt and overspending by giving gifts wisely and economically. Here are some easy and frugal gift ideas. Who needs a frugal gift idea? You do. I do. We all do. I’m not saying you can’t spend a lot of money…
Vacations are a wonderful opportunity to reconnect as a family, relax, and reenergize. And if you can save on vacation? So much the better! Vacation season is upon us! I know this because we went to the beach last week for date night. The place was packed, even after 6 pm. Summer and vacation season are…
Household expenses like cleaners, soaps, furniture, maintenance, and energy costs are all things that you can adjust with a little creative thinking. Five years ago, our lives were turned upside down. We finally faced the music of the consumer debt we had piled up. It amounted to over $16,000. We decided to get serious about…
As we gear up for back to school, check out these new and classic ways to save on school stuff. It’s here! You knew it was coming. As soon as the last fire work fades on the 4th of July, the megamarts start stocking the shelves with school supplies. Yes, the school sales have already…
Home improvements can run you into debt in no time flat. Before you tear out that sheet rock, consider these 12 ways to save on home improvements. We’ve purchased three houses in our time. And we’ve remodeled three houses in our time. And we’ve lived to tell the tale. Home improvements can run you into…
Everyone needs clothing. Yet, there’s a range of money that one could spend just on new threads. Check out some ways to save. It seems recently I’ve needed to retire more and more of my eight year old’s clothing. As the fourth boy, he’s been the recipient of quite a few hand-me-downs that have now…
Having a baby is a joyous time — and it doesn’t have to break the bank. Here are 12 ways to save money on baby stuff. My baby days are over. The Girl turns four next month. Last spring I gave all my gear to a friend having a baby. The maternity clothes went the…
Entertainment doesn’t need to be complicated or expensive. Here are 12 ways to save. Summer is the time to enjoy all kinds of entertainment. The days are longer, the weather (generally) nicer, and attitudes seem to be a little relaxed. But, there’s no need to spend a lot of money to have fun. At our…
Birthdays are a wonderful time in the life of a child. You don’t need to spend a lot of money to make it special. Our family has a “birthday season”. Fifty-percent of our family has birthdays in a three-week span of time. As of today, we’ve got two more to go before we start leap…
Keeping a curb on your grocery spending not only will help you save money and stay in the black, but it will also allow you to do more with your money. You gotta eat, it’s true. But you don’t have to go into hock to do it. Here are 12 ways to save on groceries….