Dining Out on a Budget
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Dining out on a budget requires compromising in small ways, but still achieving the end goals of great food and good company.

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A few weeks ago I shared a few small ways our family uses to save money. One of those ways was to eat at home, of which we do a fair amount.
However, while we love to eat at home, our family really enjoys its fair share of restaurant dining. I casually mentioned our target price for eating out for our family of 8: $10 to $30.
Y’all jumped out of the woodwork to know how. How do you live within your means and still get to dine out?!
So, here’s my story.
I’ve heard tales of families of 4 who can’t dine out for less than $100. I am stunned when I hear these figures. Where are they eating and WHAT could they possibly be ordering?! I imagine that they go to full service restaurants, order drinks, appetizers, and desserts, and live it up.
We rarely, if ever, do any of the above. At least not all in one night. We might go full service, but we drink water and order simple entrees. Or we eat dinner at home and go out for dessert. Enjoying a meal out for our family of 8 meals requires compromising in small ways, but still achieving the end goals:
- getting out of the house
- keeping the kitchen clean
- enjoying someone else’s cooking
- having a family experience
I’m not sure that I have any “secrets,” but we usually spend anywhere between $10 and $40 when we do eat out, though the usual is often under thirty bucks. There are occasions when the bill reaches in the $50 to $75 range, but those are special events that might even include grandparents or aunts and uncles.

Here’s how we dine out on a budget:
1. We have stand-by restaurants that serve affordable take-out.
We tend to be creatures of habit. There are a handful of places we go as a family that we know everyone likes and that we can afford. These would include: Del Taco, Taco Bell, Costco, In-N-Out Burger, Chick-Fil-A, Chipotle, and Panda Express. We know that we can get in and out the door of these places well within our target range. Del Taco, in particular, offers regular taco specials, where I can, indeed, feed my family for ten dollars or less. And a Costco pizza rings in at $9.99 even. A round of kosher hot dogs and sodas at the food court totals about $10.50+tax since the little girls share.
While some of these establishments are not as “healthy” as others, I don’t fret too much. We don’t make eating out a daily occurrence. (At least not usually. Vacations are a different story.) Instead, I shoot for 80% great, healthy meals (usually at home) and 20% okay meals.
After much trial and error, we’ve hit on a few restaurants that we really love. We’re okay with spending money on “a sure thing,” so we’ve narrowed the field to a handful of places that everyone likes and that cover a range of price points. We want it to be enjoyable for as many of our crew as possible.
This keeps me sane — and allows us “fun food” every once in a while.
2. We drink water, skip dessert, and rarely order appetizers.
We’ve slowly started to wean our family of sodas and beverage bar drinks. They don’t like this idea in theory. But, they’re warming to it in practice. In fact, recently when we did the round of hot dogs and sodas at Costco, the kids and a certain papa went whole hog on the pop. They were feeling it within the hour. No one felt that great after drinking so much soda.
Preferring to drink water is a great way to save money, as is bypassing the dessert and apps. When we do splurge, we usually split a couple orders. Enough is as good as a feast.

3. We visit family-style restaurants.
Since our kids are still pretty little, not every one needs his own “meal.” In fact, eating at family-style restaurants, like Pat & Oscar’s or Panda Express, where we can get large orders of different items is a great way for us to accommodate the differing appetites in our crew as well as save money. At this type of restaurant, we can usually get out the door for about $30 with leftovers to take home.
4. We order kid’s meals only when the numbers crunch appropriately.
Kids meals are a unique experience. Most of our favorite places don’t offer them. However, when the numbers crunch appropriately, we go for it. For instance at Chick-Fil-A recently, we got one free kid’s meal with each adult meal. While the dinner wasn’t “cheap,” we were able to feed our family for $24 that night and ate like kings.
Recently, I discovered that the kid’s meal at Chipotle is only $3.50. I think this is a great deal — if your kid will eat what’s on his plate. However, FishBoy7 thinks that both the rice and beans are too spicy. I could buy him two quesadillas for two bucks instead. He’d be just as happy — minus the chocolate milk — and we’d shave something off the bill.
5. We don’t “go big.”
In our days before children we might have bought the biggest meal possible with all the extras. These days, we go for enough to feel satisfied without having too much. That means that we each might forego “a meal” for a sandwich and then share fries. Hubs and I agree that we’d rather be frugal eating out and get to go out more often rather than splurge just a fraction of the time.
6. Remember little kids don’t eat a lot when dining out.
How many times have you ordered a full meal for your kids only to find out that they only picked at it? What a waste! I’ve figured out that my girls (ages 2 and 4) don’t need to order their own meal items. I can usually order a large salad with chicken and share it with them and all three of us are happy.
Dining out, obviously means different things to different people. Granted, I can understand spending more money less often and enjoying a nicer dining experience. (We save those for date nights.) But at the same time, this is a way that works for us. We can enjoy a meal I don’t have to cook, be together as a family, and not go beyond our budget.

Great Tips! I should try picking dinner when I make the trip to Costco.
I know restaurants in our area have kids eat free nights which I need to investigate.
I liked Chik-Fil-A, too! The play area was nice, and the service was absolutely wonderful though we were there at lunchtime, not dinnertime.
Such great suggestions! We love to go to Chili’s on the “kids eat free” nights. They allow up to 2 free kids meals per adult entree, so all three kiddos can get their own meal. Hubby and I do the “2 for $20 deal” and get 2 meals and 1 appetizer. It is a TON of food, probably more than we need, but not bad at all for $20 plus tax and tip (tip on the full value amount, of course!) We never order soda/milk/juice when we’re out– mostly just water. If I’m going to PAY for a drink, it’s either wine, a margarita, or a fancy coffee drink. 🙂
We always – ALWAYS – share. Even if it’s just my husband and me, we’ll get an appetizer and entree and share the food. We always drink water. As a family, we tend not to eat out unless it’s for a birthday, but we, too, have our standbys for those crazy nights, and our favorite is Chipotle. Our go-to order is to get burrito bowls with extra rice/beans and eat them with chips. One bowl with extra rice easily feeds the three youngest kids on its own. (Does your 7yo not eat the black beans? We are black bean fans around these parts.) 😉
He likes black beans at home, but says Chipotle’s are too spicy.
I second the Chipotle. My family of five can eat there for $24 – including soft drinks. My three kids get a kids meal and so do I – it’s the perfect size for me.
Drinking water and sharing food are the best tips. These practices help and make any restaurant more affordable.
Another word on Costco – we have often filled up there just on the samples they hand out! A fun, free snack.
Chipotle is proving not to be such a great deal for us! Three boys are at the point where they could eat whole burritos! 5 burritos plus 3 kids meals takes us out of our range.
We try to go where kids eat free and never order drinks. I also look on the daily deal sites. I found one the other day for a pizza place down the street. $30 worth of food for $15. We will plan to keep that meal close to $30. Love the article. We do all we can to save $$, too.
Chipotle kids meal is the best idea! – even for adults. There’s no age limit so on the rare occasion I’m out alone at lunch time, this is my go-to meal.
We eat out exactly like you. People often ask how we can eat out once a week, but it’s almost always $10 for our family of four. Sometimes we hit $15. We always share meals and drink water. For me it’s about the experience. I tell the kids it’s not about eating as much food as we can and feeling sick later. We can always get a bed-time snack at home if someone is really hungry 🙂
We always order water when eating out, drinks really add up the cost! And I think ordering less than you think is another idea – at least for me I always order too much – especially for the kids…You can always go back and order more if it’s not enough, but I rarely do because we rarely need to and it saves money and waste!
Got Panda coupons a few weeks ago for free kids meals with 2 entree purchase…..that’s what we’re doing for Valentines Day!
Water is the biggest trick…and ordering off the dollar menu. Wendy’s is a favorite after church. It’s the only meal we out during the week which was one of my food/budget goals last year.
We did the Panda thing, too. It was a little bit less than a Panda feast, and everyone got to order what he wanted. But, they made us do four transactions which was kind of a pain. Seemed odd, really.
Familiarity with the menu helps! We’ve found there to be a big range in kids’ meals and how we feel about the relative value. We’ll eat at Steak n Shake on weekends or Bob Evans on Tuesday nights when kids eat free. But a few years ago we would go to Macaroni Grill and I would order a meal that came with 3 pieces of chicken, some pasta, and broccoli. Both of my preschoolers was happy with a piece of chicken, I still had plenty to eat and there was bread too. Everybody was much happier not ordering kids meals. Drinking water is the best tip! Asking for restaurant gift cards for holidays is good too. And signing up for restaurant emails or birthday clubs sometimes nets fun extras.
We usually get the food to go and I order kids meals for myself and my 11yr old. I’ve never had an issue with it when ordering to go. My favorite (before being gluten free) was the kids meal Chicken & Dumplings from Cracker Barrel with a side of biscuits ($3.49) and includes a drink, I would get the raspberry lemonaide. And my son would get the same meal with chocolate milk. Also Bob Evans has wonderful kids meals, I like the Turkey Lurky comes with a large slice of turkey, gravy, carrots (I change these to greenbeans), and stuffing/dressing and a drink again for under $4.00 and the portion size if just right and filling.
Moe
(who is no hungry for some gluten!!
:O(